Effective Date : 15 December 2025

Welcome to Money Vault ("we," "our," "us"). By accessing or using our website, services, and content (collectively, the "Website"), you agree to comply with and be bound by the following Terms and Conditions. These Terms ensure the proper use of the Website, protect the rights of Money Vault, and provide transparency about your responsibilities as a user.

If you do not agree with any part of these Terms, you must not use this Website.

1. Introduction

Money Vault is an independent digital information platform created with the objective of providing educational and informational content to users. The Website is designed to share general knowledge, awareness, explanations, and learning-oriented material related to finance, money management, and other informational topics. Money Vault does not operate as a bank, financial institution, investment firm, broker, advisor, or consultancy of any kind. All content published on this Website is intended solely to educate users and help them understand concepts at a general level.

By accessing, browsing, or using this Website in any manner, including reading content, clicking links, interacting with advertisements, or relying on any information displayed, you expressly acknowledge that you are using the Website voluntarily and at your own discretion. Your continued use of Money Vault constitutes a legally binding agreement that you have read, understood, and accepted these Terms and Conditions in full, without any limitation or qualification.

2. Use of the Website


2.1 Eligibility 

By using the Website, you confirm that you are at least 18 years old or have obtained consent from a parent or guardian if you are underage.

You agree to use the Website responsibly and in accordance with these Terms.

2.2 Permitted Use

You may use this Website for personal, non-commercial, and educational purposes.

You agree not to use the Website for any unlawful activity, including but not limited to fraud, hacking, or violating intellectual property rights.

2.3 Prohibited Activities

You must not:

Attempt to gain unauthorized access to our servers or networks.

Distribute viruses, malware, or any harmful content.

Copy or scrape content using automated tools without prior permission.

Use the Website in a manner that could disrupt or negatively affect other users.

3. Content and Disclaimer

All content available on Money Vault, including but not limited to articles, blog posts, guides, explanations, tools, opinions, examples, graphics, and references, is published strictly for educational and informational purposes. The content is not intended to be, and must not be interpreted as, financial advice, investment advice, legal advice, tax advice, or professional guidance of any kind.

Money Vault does not make any representations or warranties that the information provided is suitable for your personal situation. Any action you take after reading or relying on the content available on this Website is done entirely at your own risk. You acknowledge and agree that you are solely responsible for evaluating the accuracy, usefulness, and relevance of any information before making any decision based on it.

While reasonable efforts are made to ensure that information is accurate and up to date at the time of publication, Money Vault does not guarantee the correctness, completeness, reliability, or timeliness of any content. Information may become outdated, inaccurate, or incomplete due to changes in laws, regulations, market conditions, or other external factors beyond our control. Money Vault expressly disclaims any obligation to update or revise content after publication.


4. Intellectual Property Rights

4.1 Ownership

All content on the Website, including text, graphics, images, logos, and layout, is the intellectual property of Money Vault, unless explicitly stated otherwise.

This includes copyrighted material, trademarks, and proprietary designs.


4.2 Restrictions

You may not reproduce, distribute, modify, republish, or commercially exploit any content without prior written consent from Money Vault.

Unauthorized use may result in legal action.

5. User Conduct, Responsibilities, and Acceptable Use

By accessing and using Money Vault, you agree that you will act responsibly, lawfully, and in a manner that does not harm the Website, its content, its systems, or other users. You understand that access to the Website is granted on a limited, revocable, and conditional basis, and that continued access is dependent upon your compliance with these Terms and Conditions at all times.

Users are strictly prohibited from engaging in any activity that may compromise the integrity, security, performance, or availability of the Website. This includes, but is not limited to, unauthorized access attempts, misuse of Website features, introduction of malicious code, scraping of content through automated means, reverse engineering of Website components, or any activity intended to disrupt or interfere with the normal functioning of Money Vault. Any such actions may result in immediate suspension or permanent termination of access without prior notice.


You further acknowledge that all content available on Money Vault is protected by intellectual property laws and is provided solely for personal and educational use. Any copying, reproduction, redistribution, publication, or commercial exploitation of content, whether in whole or in part, without prior written consent from Money Vault, is strictly prohibited. Violations may lead to legal proceedings under applicable laws.


Money Vault reserves the absolute right to monitor usage patterns, investigate suspected violations, restrict access,


6. Third-Party Content and Links

6.1 Advertisements and Affiliate Links

The Website may contain advertisements, sponsored content, or affiliate links.

Money Vault may earn a commission from purchases made through these links, without affecting the price for the user.


6.2 Third-Party Websites

Links to third-party websites are provided for convenience only.

Money Vault does not endorse or guarantee the accuracy, reliability, or legality of third-party content.

Accessing third-party links is done at your own risk.


7. Limitation of Liability

To the maximum extent permitted by applicable law, Money Vault, its owners, operators, contributors, partners, affiliates, and representatives shall not be held liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of, or inability to use, the Website. This includes, without limitation, damages for financial loss, investment loss, loss of data, loss of business opportunities, reputational harm, or any other loss or damage of any nature.


You expressly agree that Money Vault shall not be responsible for any losses incurred as a result of reliance on information provided on the Website, interactions with third-party links or advertisements, technical issues, downtime, errors, omissions, viruses, cyberattacks, or unauthorized access. Your sole remedy for dissatisfaction with the Website is to discontinue its use.


8. Privacy and Data

By using this Website, you agree to our Privacy Policy, which explains how we collect, store, and protect your personal information.

We may use cookies or tracking technologies to improve your experience and analyze Website performance.

We do not share personal data with third parties without explicit consent, except as required by law.


9. Modifications to the Website and Terms

Money Vault reserves the right to modify, update, or discontinue the Website or any content without prior notice.

Similarly, these Terms and Conditions may be updated from time to time.

Continued use of the Website constitutes acceptance of any revised Terms.

10. Governing Law

These Terms and Conditions are governed by and interpreted in accordance with the laws of India.

Any disputes arising from the use of this Website shall be subject to the exclusive jurisdiction of Indian courts.

11. Contact Information

If you have any questions, concerns, or requests regarding these Terms and Conditions, you may contact us at:

Email: moneyvault02@gmail.com

Address: [ Uttrakhand, Haridwar 249408]


12. Extended Clauses (Professional Additions for Deep Legal Coverage)

12.1 User Content

Users may submit comments, feedback, or other content on the Website.

By submitting content, you grant Money Vault a perpetual, non-exclusive, royalty-free license to use, modify, distribute, and display the content worldwide.

You affirm that submitted content does not violate any third-party rights or applicable laws.


12.2 Indemnification

Users agree to indemnify and hold harmless Money Vault, its affiliates, and employees from any claims, damages, or losses resulting from your use of the Website or violation of these Terms.


12.3 Security

Money Vault strives to maintain Website security but cannot guarantee complete protection from unauthorized access, cyberattacks, or data breaches.

Users are responsible for maintaining the confidentiality of their personal information and login credentials.


12.4 Limitation on Actions

Any claim against Money Vault must be filed within one year of the cause of action.After this period, all claims are considered waived.

12.5 Severability

If any provision of these Terms is found invalid or unenforceable, the remaining provisions remain fully enforceable.

12.6 Entire Agreement

These Terms and Conditions, along with the Privacy Policy and any additional disclaimers, constitute the entire agreement between the user and Money Vault regarding the Website.


By using 

Money Vault, you acknowledge that you have read, understood, and agreed to these Terms and Conditions in full.